Kitsap real estate and housing trends., Poulsbo, Silverdale, Bainbridge Island, Port Orchard, Seabeck, Kingston

Kitsap real estate and housing trends.

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10 Tips and Practices to Ensure a Smooth Running Computer

One of the key features you should look for when choosing a real estate office is the training and support that you will receive. At our office each year we put on a fun, informative class called Success Club. This year we are focused on the tools of our trade. Here is a quick list of “10 Tips and Practices to Ensure a Smooth Running Computer”

10 Tips and Practices to Ensure a Smooth Running Computer

  1. Start everyday with a fresh machine
  2. Always have antivirus and ensure it is up to date.
  3. Do monthly maintenance
    1.      Ccleaner – PC
    2.   IBoostUp – Mac
  4. Don’t get into gaming or crazy surfing….remember this is your business. Crazy surfing will pick up cookies that will slow your machine down.
  5. Keep your desktop free of clutter
  6. Update your software, security, patches
  7. Keep your hard drive below 80% full
    1. Delete stuff you don’t need
    2. shift pictures to the cloud
  8. Back up to a local hard drive
  9. Back up to the cloud
  10. Password protect your computer

Bonus:

Use Paypal instead of sharing your credit card information with many websites.

CNET is a good source for reviews and downloads of hardware and software

Use password management software

 

 

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Kitsap County Housing Update

Kitsap County Real Estate Statistics

The real estate market in Kitsap County WA

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North West Multiple Listing Service Monthly News Release

NWMLS NR (May2014)

Each month the Northwest Multiple Listing Service sends out a press release showing what has happened the month before in its service areas. When learning about real estate in your area, though national real estate statistics might be interesting, what is truly important is what is happening in your market space….which is often very different from the national view.

Click the link above to view the report.

Thank you for reading this blog, please feel free to comment.

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Northwest Multiple Listing Monthly News Release

NWMLS NR (Mar2014)

Each month the Northwest Multiple Listing Service sends out a press release. This is for March 2014 and gives a snapshot of what is happening with real estate listings and sales in the Seattle, Puget Sound area.

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HIRE A REAL ESTATE AGENT

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Market uptick means lost buying power and lost opportunity for buyers

We are in a market in which the buyer who wants to wait…to save up a little more money…..cannot save enough, fast enough. Two scenarios that I’m covering at our weekly office meeting at John L. Scott in Poulsbo.

Just this month a buyers buying power has gone down by $31,000 just because of the jump in interest rates.

Kitsap County real estate is picking up. Poulsbo, Bainbridge Island and Silverdale are all markets that are seeing a reduction in inventory and multiple offer situations on newly listed homes. Buyers today need to be ready to make an offer when they find a home they like.

Real estate Kitsap

Housing Market in Kitsap

Reduced buying power

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North West Multiple Listing Service Statistics for March 2013

NWMLS NR (March2013)

Each month the North West Multiple Listing Service puts out a press release based on the statistics from the month before. Here is March 2013 statistics for areas that NWMLS covers in Washington State.

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Updating my blog……..

Please excuse my current look. This is sort of what home buyers and sellers go through……when boxing everything up to move…… it looks really really bad before it starts looking better.

Please hang in there and check back as I learn how to use a new a new theme.

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Mortgage Cancellation Tax Relief….may expire at years end

With nearly one third of homeowners upside down on the value of their home there are many who have and many more who will seek options to extricate themselves from their financial crisis.

A few options open to them: Bankruptcy, Deed in Lieu of Foreclosure, Foreclosure and Short Sale. All of these are tools that a homeowner can use to get out of a financial bind that they have either created or the falling economy has done to them. Before choosing any of these paths homeowners should consult with their attorney as each have pros and cons.

All of these choices have tax consequences, extending this tax relief would be of help to those in need.

NAR Issue Brief

Mortgage Cancellation Tax Relief

ISSUE: If Congress does not act by the end of the year, both home sellers and some home owners could face an
additional tax burden in 2013. Already real estate transactions, including loan modifications, short sales and
foreclosures, are in the pipeline and may not be able to close before year-end. If owners are unable to close
these transactions, and if Congress does not act, these owners and sellers will not receive the benefit of tax relief
provisions they have relied on.

Today, if a lender forgives some portion of a homeowner’s mortgage, either as part of a short sale or foreclosure,
or in a loan restructuring that reduces principal, the owner/seller will pay no income tax on the forgiven amount.
That relief expires on December 31, 2012. Those who are unable to close their transactions in this calendar year
face a “phantom income tax” in 2013. Already the pending expiration of this tax relief is discouraging sellers
who may require some debt forgiveness. This uncertainty adds a new financial burden to sellers who are already
in financial trouble.

BACKGROUND: WHY IS THIS IMPORTANT?

  • Homeowners shouldn’t be forced to pay tax on money they’ve already lost with cash they never receive and never will receive.
  • More than 20% of current homeowners with a mortgage owe more on their homes than the current fair market value.
  • Transactions not completed by year-end could become taxable in 2013, despite a borrower’s reliance on this tax relief.
  • The housing market, while recovering, is still fragile enough that this tax relief will be needed in 2013 and possibly beyond.

PROTECT MORTGAGE DEBT FORGIVENESS TAX RELIEF

  • Congressional Action Needed:
  • Cosponsor Mortgage Cancellation Tax Relief Legislation
  • Secure its passage well before year-end.

What to Tell your Senator:

  • Cosponsor S. 2250 introduced by Senator Debbie Stabenow (MI)
  • Urge Senate Leadership to act quickly on a tax package that includes this bill.

What to Tell your House Republican Representative:

  • Cosponsor H.R. 4336 introduced by Representative Tom Reed (NY-29) Urge Chairman Camp to act quickly on this bill.
  • Urge House Leadership to schedule a floor vote on this provision before year-end.

What to Tell your House Democratic Representative:

  • Cosponsor H.R. 4202 introduced by Representative Charles B. Rangel (NY-15)
  • Urge Ranking Member Levin to work with Chairman Camp to secure this tax relief well before year-end. NAR Issue Brief Mortgage Cancellation Tax Relief

WHAT HAS NAR DONE ALREADY:

  • Secured introduction of bills cited above.
  • Worked with Federal Political Coordinators and other Realtors to secure cosponsors for these bills.
  • A Senate Finance Committee package that extends dozens of expired and expiring provisions includes a one-year extension (through 2013) of the mortgage cancellation relief. No bill number is yet available.
  • Communicated with House and Senate leadership to convey the importance of extending this relief well before year-end.

This information was provided by National Association of Realtors

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